Paying for drug or alcohol rehab is a serious concern for many people. The out-of-pocket costs are enough to drain a family of its entire savings. Thankfully, rehab insurance makes it easy for people to afford the treatment they need. To get the most out of this type of insurance, it’s important for people to know how it works.
What Does Rehab Insurance Cover?
Rehab insurance differs from company to company. In fact, many providers offer plans that cover different addiction treatment programs. Regardless of the kind of insurance, however, it usually covers programs such as:
- Outpatient treatment
- Residential treatment
Most insurance companies pay for a drug rehab assessment. When it comes to drug or alcohol detox, a lot of plans cover standard services. However, they don’t generally cover ultra or rapid detox. Insurers are usually very open to covering outpatient treatment programs as well.
Unless people have good insurance plans, not all companies cover inpatient treatment. In some cases, they pay for part of the total cost. However, the clients have to pay the rest. Even with this bit of help, rehab treatment is much more affordable.
Affordable Care Act and Substance Abuse Treatment Coverage
The way in which insurance providers treat addiction is better thanks to the Affordable Care Act. In 2010, it started requiring all insurance companies to offer coverage for mental health and addiction treatment.
What does that mean for people who need addiction treatment? The Affordable Care Act ensures that both private and public insurance policies include coverage for substance abuse. Insurers have to treat the health problem as they would any other medical condition. It also ensures that no policy denies coverage to people with pre-existing conditions, including substance use problems.
With this doctrine in place, people no longer have to worry about whether or not their insurers cover addiction treatment. Although insurance providers have to cover it, the amount of coverage still varies depending on the policy. For this reason, those who need treatment should contact their insurance company for more information.
How does this help people who need rehab coverage? Before the Affordable Care Act, insurers would charge more for pre-existing health problems such as addiction. The extra charges would make certain policies too expensive. Now, insurance providers can’t do that, which drastically lowers people’s out-of-pocket expenses.
Get Help for Your Addiction at Ashley Addiction Treatment
At Ashley Addiction Treatment, we make our steps for admission as easy as possible. Our goal is to get you into our facility as quickly as possible so that you can get treatment.
To speed up the admissions process, we accept policies from major insurance providers. The more insurance providers that we accept, the more people that we can help. Beyond working with many insurance companies, we also offer numerous treatment options, including:
- Relapse prevention
- Intensive outpatient programs
- Inpatient treatment
- Pain recovery management
- Family therapy
Unlike other rehab centers, we also offer on-site detox programs. We believe that this offering is the best way to give our clients quality customer service. Most rehab centers require you to detox before you step foot inside their facilities. Then, you have to worry about transferring between the detox and rehab centers, which adds excess stress.
Ashley Addiction Treatment also offers several fantastic amenities to make your stay as comfortable as possible. Some of the comforts that we offer include a wellness center, personal trainers, and fitness equipment. Many of our services also help lower stress, such as yoga, massage, and acupuncture.
Don’t let your addiction keep you from living life to the fullest. Reach out to Ashley Addiction Treatment to see how we put your needs first. Contact us today at 866-313-6307 for more information.